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Check your loan options
in 5 minutes

One application. One soft credit check. We do the work of matching you to the right lender. You fill in the form and we take it from there.

Applying directly to multiple lenders leaves hard marks on your credit file and can lower your score. Apply here once and we handle the rest.

Matched to the right lender

No credit score impact

Same-day funding possible

Rates from 8.99% p.a.

Borrow from $3,000 to $250,000

Our team walks you through everything before you commit

What happens after you apply

We run a soft credit check and assess your application

We match you to the lender most likely to approve you at the best rate

Our team calls you with your approval and walks you through everything before you commit

FSP486566 · FSPR Registered

Responsible Lending Code member

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We run a soft credit check during our assessment. This does not affect your score. Once matched, some lenders accept our check while others may run their own.

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Got questions? Call us on 09 928 6800

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By submitting this form you agree to our Terms and Conditions and Privacy Policy. Payday Advance NZ is operated by The Lending Room Limited, a registered financial services provider (FSP486566). We are a broker and do not lend directly. Rates from 8.99% to 29.95% p.a. (AIR). Establishment fee up to $450 and broker fee up to $1,500 may apply. Same-day funding subject to lender approval and bank processing times.

20+ NZ lenders on our panel

5 min Average application time

$250K Maximum loan available

Same day Funding available

Check your loan options in 5 minutes

Check your loan options
in 5 minutes