
Minimalist budgeting: How to save the most, using the least effort
A budget is an absolute must if you want to get a handle on your money. Budgets can be over-complicated and stringent ones often lead to failure, disappointment and self-loathing! The 50/20/30 budget is a great place to start and is simple to implement. It is as easy as dividing your income into 3 categories:50% […]